Terms of Use

    Last updated: July 27, 2026

    Welcome to CipherWealth. These Terms of Use ("Terms") govern your access to and use of our website, educational content, and related services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms.

    1. Educational Purpose Only

    CipherWealth provides educational information only. Our content is designed to help you learn about decentralized finance (DeFi), liquidity providing, and related concepts. We do not provide:

    • Personal financial advice
    • Investment recommendations
    • Legal or tax guidance
    • Broker-dealer services

    Our educational content should not be construed as a recommendation to buy, sell, or hold any digital assets, securities, or financial instruments. Always consult with qualified, licensed professionals before making financial decisions.

    2. No Financial Advice

    Nothing on this website constitutes financial, investment, legal, or tax advice. CipherWealth is not a registered investment advisor, broker-dealer, or financial institution. The information provided is for educational purposes only and should not be relied upon as the basis for any financial decision.

    3. User Eligibility and Responsibilities

    To use our Services, you must:

    • Be at least 18 years of age (or the age of majority in your jurisdiction)
    • Have the legal capacity to enter into binding agreements
    • Comply with all applicable laws and regulations in your jurisdiction
    • Not use our Services for any unlawful or unauthorized purpose

    You are solely responsible for conducting your own due diligence and consulting with qualified professionals before engaging in any financial activities, including but not limited to cryptocurrency transactions, DeFi participation, or liquidity providing.

    4. Intellectual Property

    All content on this website, including text, graphics, logos, images, audio clips, video clips, digital downloads, data compilations, and software, is the property of CipherWealth or its content suppliers and is protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

    You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website, except as incidental to normal web browsing or with our prior written consent.

    5. Third-Party Links and Services

    Our website may contain links to third-party websites or services that are not owned or controlled by CipherWealth. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

    Partner Booking Vendor: After completing our training, you may choose to book a strategy call through our integration partner (cheve.site). This is a separate service with its own terms and conditions. We are not responsible for the content or practices of this third-party service.

    6. Disclaimer of Warranties

    OUR SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. CipherWealth disclaims all warranties, including but not limited to:

    • Merchantability
    • Fitness for a particular purpose
    • Non-infringement
    • Accuracy or reliability of educational content
    • Availability or uninterrupted operation

    CipherWealth does not warrant that our Services will be uninterrupted, secure, or error-free, or that any defects will be corrected. We do not guarantee the accuracy, completeness, or reliability of any educational content.

    7. Limitation of Liability

    TO THE MAXIMUM EXTENT PERMITTED BY LAW, CIPHERWEALTH SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from:

    • Your access to or use of (or inability to access or use) our Services
    • Any conduct or content of any third party on our Services
    • Any financial decisions made based on information provided on our website
    • Any losses resulting from participation in DeFi, cryptocurrency, or liquidity providing activities

    This limitation applies regardless of whether such liability arises from warranty, contract, tort (including negligence), or any other legal theory.

    8. Risk Acknowledgment

    You acknowledge and agree that digital assets, cryptocurrency protocols, and DeFi-related activities involve high levels of risk, including but not limited to:

    • Market volatility and price fluctuations
    • Technical vulnerabilities and smart contract exploits
    • Potential loss of funds
    • Regulatory uncertainty
    • Liquidity risks

    You agree that CipherWealth is not responsible for any losses you may incur as a result of participating in these activities. You should never invest funds you cannot afford to lose.

    9. Indemnification

    You agree to indemnify, defend, and hold harmless CipherWealth, its officers, directors, employees, agents, licensors, and suppliers from and against all claims, actions, demands, liabilities, losses, damages, judgments, settlements, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:

    • Your use of our Services
    • Your violation of these Terms
    • Your violation of any rights of any other person or entity
    • Any financial decisions you make based on our educational content

    10. Governing Law and Dispute Resolution

    These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which CipherWealth operates, without regard to its conflict of law provisions.

    Any disputes arising out of or relating to these Terms or our Services shall be resolved through binding arbitration in accordance with the rules of the applicable arbitration authority. You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

    11. Changes to These Terms

    We reserve the right to modify these Terms at any time. We will provide notice of material changes by posting the updated Terms on this page and updating the "Last updated" date. Your continued use of our Services after such changes constitutes your acceptance of the modified Terms.

    12. Termination

    We reserve the right to terminate or suspend your access to our Services immediately, without prior notice or liability, for any reason, including if you breach these Terms.

    13. Contact Information

    If you have questions about these Terms, please contact us at:

    CipherWealth
    Email: help@cipherwealth.net

    14. Entire Agreement

    These Terms, together with our Privacy Policy and any disclaimers or other legal notices published on our website, constitute the entire agreement between you and CipherWealth regarding your use of our Services.

    15. Severability

    If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.